Co-Own Together. Protected by Design.
Built for what happens after the handshake.
Property co-ownership in Nigeria has always been vulnerable — to informal arrangements, undocumented agreements, and zero governance. TitleShield changes that. Every co-ownership is structured through a registered SPV, certified by independent professionals, and governed by a documented framework built to outlast any circumstance.
Co-ownership in Nigeria has always had one problem:
"No one was watching."
Families pool money to buy property together. Deals are struck on trust and verbal assurances. Titles sit unverified. Accounts are controlled by one person. Decisions are made informally. And when things go wrong — and they do — there is no governance infrastructure to protect anyone.
Nigeria's property market is worth trillions of naira. The demand for co-ownership is enormous. But the infrastructure for safe, transparent, governed co-ownership has never existed.
Until TitleShield.
Four things that make TitleShield unlike any other platform
These are not features. They are architectural decisions that cannot be replicated without professional credentials.
Professional Credentials, Not Just Technology
Every property listed on TitleShield carries a Due Diligence Certificate certified by Mary Kolo Consulting (MKC) — signed by its principal Mary Hyeladzira Kolo under her NIESV and ESVARBON registrations. Non-delegable. Every property. Every time. No competitor has this.
We Never Touch Your Money
Your co-ownership funds are held in a dedicated escrow account belonging to your SPV — not to TitleShield. We have no access to your capital. This is governance infrastructure, not a platform that holds your assets.
Governance That Never Switches Off
SOMA, TitleShield's governance layer, monitors every active SPV and flags anomalies automatically. Human review is mandatory for every alert. Governance that runs continuously — not only when someone complains.
From Entry to Exit, Fully Structured
Unlike informal co-ownership, every TitleShield deal is structured with pre-agreed exit pathways: secondary market transfer, collective sale, or buy-out at independent valuation. You know how to exit before you enter.
Five steps from discovery to co-ownership
Browse MKC-certified properties with full due diligence summaries visible to Verified Members.
Complete KYC in under 5 minutes. Identity, address, and source of funds — required for every co-owner.
Your co-ownership group is incorporated as an SPV under CAMA 2020. Your ownership is legally documented.
Continuous SPV monitoring. Structured income distributions. Annual independent valuations. Full transparency throughout.
Use your pre-agreed exit pathway — secondary transfer, collective sale, or buy-out — when you're ready to divest.
Based abroad? Co-own at home — with verified oversight you can trust from anywhere.
Approximately 30% of Nigerian diaspora consider property at home their most important financial asset. The challenge has always been: how do you know what you're buying is real, and who's watching it after you buy?
TitleShield's governance infrastructure is built for remote co-ownership. Every step — from due diligence to monthly monitoring — is documented, auditable, and accessible through your member dashboard.
Before any property is marketed to diaspora co-owners, our team conducts a physical video walkthrough — filmed, dated, and made available to verified co-owners. You never have to take anyone's word for it.
Built on 23 years of professional practice
Every Due Diligence Certificate on TitleShield is signed by a registered Estate Surveyor and Valuer under personal NIESV and ESVARBON professional registration — carrying full professional liability. Non-delegable. Every property. Every time.
5-Pillar DD Standard
Legal title verification, independent valuation, physical inspection, planning compliance, and developer track record. Every property. Before any co-owner is invited.
Registered SPV + SHA
Every co-ownership is incorporated as a CAC-registered Special Purpose Vehicle with a signed Shareholders Agreement. Your ownership is legally documented — not verbal.
Continuous Governance
TitleShield's governance layer monitors every active SPV, tracks distributions, and delivers transparent reporting to every co-owner — throughout the full life of the investment.
See What Co-Ownership Looks Like For You
Enter a property value to see your ownership structure — slot size, ownership share, and entry cost.
This calculator shows your ownership structure only — slot size and cost. It does not project returns or income. Property values can fall. This is not financial advice. Read our risk disclosure →
⚠️ This calculator shows ownership structure only — not income projections or returns. This is not financial or investment advice. Property values can fall. Read our full risk disclosure →
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