For property owners

Your property, co-owned by verified co-owners — fully governed, fully documented.

TitleShield connects property owners and developers with groups of KYC-verified co-owners, structured through registered SPVs. You receive your proceeds at deal closure — fully documented, fully transparent.

The owner journey

Five steps from submission to completion

1

Submit Your Property

Complete the owner submission form below. Provide property details, asking price, location, and document readiness. Initial review within 5 business days.

2

Due Diligence Assessment

MKC conducts the five-pillar due diligence process. Physical inspection, title verification, valuation, regulatory check. You will be given a preliminary assessment — including any conditions to be met before listing.

3

DD Certificate Issued

Once due diligence is complete, Mary Kolo issues the professionally signed Due Diligence Certificate. Your property is then listed on the platform for co-owner subscription.

4

SPV Formation & Subscription

Co-owners subscribe to slots. Once fully subscribed, the SPV is incorporated, the SPV escrow account is funded, and deal documents are executed. This typically takes 2–4 weeks.

5

Completion & Handover

You receive your agreed proceeds from the SPV at deal completion. The property is transferred to the SPV's legal ownership. Maryland RS assumes property management under contract to the SPV.

TitleShield operates across Nigeria's major property markets — Abuja (FCT), Lagos, Port Harcourt, Kano, and expanding. In each city, due diligence is conducted by alliance surveyors operating under Mary Kolo Consulting's national standard and supervision. All Due Diligence Certificates are issued under MKC's professional registration regardless of location.

Before you submit

What TitleShield requires from you

We conduct thorough due diligence on every property. These are the minimum requirements for submission:

Valid Certificate of Occupancy, Right of Occupancy, or Deed of Assignment
Current survey plan (FCT Geographic Information System or equivalent)
Proof of ownership / chain of title documentation
Land Use Act compliance certificate or FCDA approval
Up-to-date ground rent payment receipts
Building plan approval (for structures on the property)
Owner's CAC registration or personal ID for individuals
What you get

Why owners list on TitleShield

Access to a verified pool of co-owners — KYC'd, AML-screened, and SCUML-compliant
Fully documented transaction — SPV legal structure, Shareholder Agreement, full paper trail
MKC-certified professional valuation at no cost to you (included in DD fee)
Maryland RS provides ongoing property management — professional, contracted
Transparent fee structure — everything disclosed upfront before you list
Preferred Developer Certificate

Are you a property developer?

Developers who successfully list three or more properties on TitleShield and maintain full document compliance may apply for a Preferred Developer Certificate — displayed on your listings and recognised within the TitleShield co-owner community as a mark of verified track record.

Enquire about Developer Partnership
For existing co-owners

Already Co-Own a Property? Retrofit TitleShield Governance

If your group has already purchased a property together — informally, through a WhatsApp agreement, or with a basic document — TitleShield Retrofit brings proper governance to what you already have.

You do not need to start again. You need structure added to what exists.

What Retrofit covers:

MKC Retrofit Assessment — full audit of your title, financial history, property condition, and existing documents
Title verification and remediation guidance — ensuring the property is held in the right structure
Full SPV governance framework — all governing documents drafted and executed
Optional: Maryland RSFM property management takeover under TitleShield standards
Platform dashboard for all co-owners — income tracking, voting, reporting, exit facilitation

Who this is for:

Professional groups who informally pooled funds to buy property
Family co-ownerships where the title is in one person's name and the group wants formal protection
Ajo/cooperative groups who completed a property purchase and want governance
Existing SPVs whose current governance is inadequate or has broken down

What is required:

All co-owners must be willing to adopt TitleShield's governance framework
The property must be capable of being held in a properly constituted company (SPV)
MKC Retrofit Assessment must be completed before onboarding can proceed — this is non-negotiable

The Retrofit process:

1

Submit Retrofit Assessment Form (TSH-RETRO)

Available in the compliance section. TitleShield reviews eligibility within 5 business days.

2

MKC Retrofit Assessment

Title, financials, property condition, and member KYC reviewed in full.

3

Assessment Report Issued

Identifies what is in order, what needs remediation, and the path forward.

4

Remediation (where required)

Any required remediation is completed before governance installation begins.

5

Full Governance Framework Installed

All members onboarded to TitleShield platform. Ongoing governance begins — same standards as any TitleShield co-ownership.

Assessment fee: ₦[INSERT] — varies by complexity. Confirmed before assessment begins.

Typical timeline: 4–8 weeks from assessment to full governance activation.

Start Retrofit Assessment
Submit your property

Property submission form

Tell us about your property. Our team will review within 5 business days and contact you to discuss next steps.

Submission does not create any obligation. Our team will contact you within 5 business days.

Have questions before submitting?

Our team is happy to discuss your property before you complete the formal submission.

Contact Us Our DD Standards

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